Fintech · Riyadh
Fintech for Riyadh — SAMA-compliant, Nafath-integrated, Sharia-first.
Fintech infrastructure built for the KSA regulatory reality: SAMA rules coded into the workflows, sarie / IPSI payment rails for domestic transfers, Nafath as the citizen authentication baseline, and Sharia governance as first-class product design.
SAR 800k–4M
typical fintech build range
6–12 months
SAMA-ready deployment
Nafath-native
authentication
Why Riyadh is different
Saudi Arabia's fintech ecosystem is on a fast growth curve — SAMA's Regulatory Sandbox has graduated dozens of licensed operators, sarie rails power real-time domestic transfers, and Vision 2030's Financial Sector Development Program is opening categories (BNPL, lending, wealthtech) that didn't exist as regulated products a few years ago. Software built for Riyadh fintech needs SAMA-native compliance, Nafath authentication, and Arabic-first UX as the primary experience.
Compliance built in
- SAMA rules for payments, lending, and money-services
- sarie / IPSI payment rails for real-time domestic transfers
- Nafath and Absher Business for citizen and enterprise authentication
- PDPL-KSA data residency (KSA cloud region for regulated data)
- Sharia-first product design with fatwa tracking
What we ship in Riyadh
- Payment platforms with sarie integration and SAMA-compliant architecture
- BNPL and consumer lending platforms with SIMAH integration
- Sharia-compliant lending and financing product infrastructure
- Corporate treasury and multi-bank aggregation for KSA groups
- Wealthtech and investment platforms under CMA licensing patterns